Driving the future of data-powered insurance
Human API's Health Intelligence Platform delivers digital health data to carriers at full production scale, resulting in weeks of case acceleration and millions in new premiums - every year
![](https://images.squarespace-cdn.com/content/v1/60258b58f7ed942fe69900b9/1614724399904-DGPNJSABWQGIO1B1HYGJ/background.png)
Our customers expect an elevated, individualized experience that is quick and noninvasive. Human API’s platform offers the sophistication required to support our large-scale transformation goals.
Susan Ghalili | SVP Underwriting, Pacific Life
How Human API Helps Carriers
What Carriers can Expect
Using digital health data in the UW process has proven to increase the number of placed policies
Increased premiums
Reduced Underwriting Costs
Digital health data is more cost effective than traditional UW methods
Gain insight into risks that may have previously gone undiscovered
Reduced Policy Liability
The Health Intelligence Platform provides top-line growth without additional UW or tech spend
Cost Neutral Investment
Competitive Differentiation
Increase accelerated UW success rates to capture more market share
Process that Agents & Consumers Love
A fast and simple life insurance buying process sure to win over agents and buyers
Recent Press Releases
New York Life Partners with Human API to Further Support Consumers in the Life …
Nationwide and Human API Unite to Automate Data for Faster Underwriting