Driving the future of data-powered insurance

Human API's Health Intelligence Platform delivers digital health data to carriers at full production scale, resulting in weeks of case acceleration and millions in new premiums - every year

Our customers expect an elevated, individualized experience that is quick and noninvasive. Human API’s platform offers the sophistication required to support our large-scale transformation goals.

Susan Ghalili | SVP Underwriting, Pacific Life

How Human API Helps Carriers

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What Carriers can Expect

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Using digital health data in the UW process has proven to increase the number of placed policies

Increased premiums

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Reduced Underwriting Costs

Digital health data is more cost effective than traditional UW methods

Gain insight into risks that may have previously gone undiscovered

Reduced Policy Liability

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The Health Intelligence Platform provides top-line growth without additional UW or tech spend

Cost Neutral Investment

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Competitive Differentiation

Increase accelerated UW success rates to capture more market share

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Process that Agents & Consumers Love

A fast and simple life insurance buying process sure to win over agents and buyers

Recent Press Releases

New York Life Partners with Human API to Further Support Consumers in the Life …

Nationwide and Human API Unite to Automate Data for Faster Underwriting

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